FOR CASHIERS
SoftPOS application
An Android smartphone becomes a payment acceptance device. Cashier, product, location and loyalty data is loaded from the dashboard.
- Payments and product catalogue
- Working at a sales location
- Loyalty at checkout
SoftPOS · WhiteLabelYour brand.
Your brand.
Payments
on a smartphone.
Launch your own SoftPOS product: a payment acceptance app, merchant dashboard and B2C app. We deploy the solution within your company's infrastructure and adapt it to your business needs.
Developed by MST Company · Branding · Deployment · Support
Tap to PhoneAndroid + NFC
WhiteLabelUnder your brand
What's includedThree interfaces.
Three interfaces.
One platform.
Payment acceptance, business management and customer engagement in one solution under your brand.
FOR MERCHANTS
Management portal
A control centre for your retail network: cashiers, locations, products, loyalty programmes and detailed sales analytics.
- Business management
- Transactions and reports
- Staff and devices
FOR CUSTOMERS
B2C application
A channel connecting merchants with customers: loyalty programmes, discounts and purchase history.
- Join loyalty programmes
- Rewards and discounts
- Purchase history
Our own payment technology powers the interfaces.
View architecture
The payment kernel, pre-processing and technical services support the platform.
Who it is forYour own product.
Your own product.
On your infrastructure.
White Label for companies building and developing payment services.
For banks
Launch SoftPOS under your brand and connect it to bank processing.
For IT companies
Add payment acceptance and merchant tools to your product ecosystem.
For integrators
Connect a payment product with the customer's systems and business processes.
For fintech companies
Develop your payment workflows using MST technology.
Payment acceptanceA convenient way to pay.
A convenient way to pay.
For every customer.
SoftPOS combines several payment workflows. Connections are defined for your project.
Contactless cards
Accept bank card payments through the smartphone's NFC interface.
NFC devices
Tokenised cards on smartphones, watches and other compatible devices.
SBP instant payments
Accept payments through the Faster Payments System (SBP).
Cash
Record cash payments alongside other sales.
Volna technology
A contactless payment scenario for iOS and Android users.
Biometric acquiring
An additional integration that can be considered for your project.
NFC payments require a compatible Android smartphone with NFC. Payment method availability depends on device, bank, region and solution configuration.
Fiscalisation is part of the design.
The solution supports Iskra PRIM 05-F and PRIM 06-F external fiscal printers. We select fiscalisation for your operating model and applicable Russian Federal Law No. 54-FZ requirements.
Merchant toolsPayments are the beginning.
Payments are the beginning.
Business management follows.
Catalogue, locations, cashiers, loyalty and analytics are available in the dashboard. Switch functions to explore their roles.
Merchant dashboard · AnalyticsAll sales.
All sales.
One picture.
Analyse cash and cashless transactions, product sales and network performance in the merchant dashboard.
- Detailed real-time transactions
- Metrics by location, cashier and SoftPOS device
- Average transaction, quantities and sales
Merchant dashboard
AnalyticsIllustrative structure
SalesAll locations
PaymentCards + Cash
DetailsCashier · SoftPOS
PeriodSales trends
Overview of solution capabilities. The actual product interface is linked in the What's included section.
Merchant dashboard · CatalogueYour assortment.
Your assortment.
On the cashier's smartphone.
Create a product and service catalogue with a flexible structure and nested categories. It loads automatically into SoftPOS. The app also supports agency payments.
- Products and services in one catalogue
- Nested categories
- Automatic app synchronisation
Merchant dashboard
CatalogueIllustrative structure
ProductsCatalogue structureCatalogue
ServicesSales workflowsCatalogue
CategoriesFlexible nestingSynchronisation
Overview of solution capabilities. The actual product interface is linked in the What's included section.
Merchant dashboard · LocationsMultiple locations.
Multiple locations.
Different sales conditions.
Manage your retail network from one dashboard. Set each location's assortment and the price of the same product.
- Location-specific assortment and prices
- Link SoftPOS to a sales location
- Cashiers see their location's catalogue
Merchant dashboard
Sales locationsIllustrative structure
Location AOwn prices and assortmentSoftPOS
Location BOwn prices and assortmentSoftPOS
Cashier devicesAssigned locationsCatalogue
Overview of solution capabilities. The actual product interface is linked in the What's included section.
Merchant dashboard · LoyaltyFrom a loyalty programme
From a loyalty programme
to rewards at checkout.
Create a programme in the dashboard. Customers join through the B2C app and present their QR code when shopping.
- Customers join in the app
- QR code scanning through SoftPOS
- Earn and redeem reward points
Merchant dashboard
LoyaltyIllustrative structure
01Merchant creates a programme
02Customer joins through B2C
03Cashier scans the QR code
04Earn or redeem points
Overview of solution capabilities. The actual product interface is linked in the What's included section.
Merchant dashboard · StaffLocations, cashiers and devices.
Locations, cashiers and devices.
Managed together.
Add cashiers and manage staff and terminals. Dashboard data is loaded into the SoftPOS app.
- Cashiers and staff
- Locations and terminals
- Link transactions to a cashier and device
Merchant dashboard
StaffIllustrative structure
CashiersStaff managementDashboard
Sales locationsDevice assignmentDashboard
SoftPOSPayments and catalogueApp
Overview of solution capabilities. The actual product interface is linked in the What's included section.
Merchant dashboard · ReportsData for decisions.
Data for decisions.
Connected services.
Use automated reports and sales data to analyse the whole business and individual locations.
- Automated reports
- Sales, products and transactions
- B2C customer analytics
Merchant dashboard
ReportsIllustrative structure
Sales
Products
Transactions
B2C customers
Overview of solution capabilities. The actual product interface is linked in the What's included section.
B2C · Customer engagementStay connected.
Stay connected.
After payment.
The JoinPAY B2C app connects customers with merchants through loyalty programmes and purchase history.
- Loyalty programmes and discounts
- Customer QR code for rewards
- Virtual storefronts and subscriptions configured for the project
B2C configuration and additional services are agreed during solution preparation. In-app purchases and virtual cards for the self-employed are discussed separately.
LoyaltyMerchant programmes
HistoryCompleted purchases
StorefrontProducts and services
RewardsCustomer QR code
Your visual identityYour product.
Your product.
On every screen.
We brand SoftPOS, the merchant dashboard and B2C app using your brand guidelines, adapting colours, fonts and graphics.
Branding example: Blue. Colours and fonts are adapted to your brand guidelines.
Merchant dashboard
Your brand
SalesSales locationsCatalogueLoyalty
Your brandPayment acceptanceSoftPOSTap your card
API · IntegrationsFits into your product.
Fits into your product.
Connects to your infrastructure.
Two integration levels: trigger payment from your application and exchange business data with external systems.
Payment within
your user journey.
Your main application and SoftPOS are installed on the smartphone. The main app invokes SoftPOS payment functions through an API.
- Payment flow in the main application
- Result returned to the main application
- Without opening the SoftPOS interface
Your applicationPayment request and result display
Payment function call · Result
SoftPOSA separate application installed on the smartphone
Application interaction diagram based on the product description.
Platform data.
In your systems.
Integrate the solution with your infrastructure. The API exchanges the necessary payment, user, product and loyalty programme data.
- Transaction and business data
- Integration with customer systems
- Data scope tailored to the project
SoftPOS platformPayment and business environment
API · Required data exchange
Your company's systemsInfrastructure and external services
TransactionsUsersProductsLoyalty
Interfaces and data scope are agreed during integration.
SoftPOS
Dashboard
B2C
One platform · MST payment technology
Technical services · API · Business data
Conceptual solution architecture.
Our own payment technologyProduct control.
Product control.
At kernel level.
Develop your solution with the team behind its core payment components.
- In-house kernel supporting the EMV 4.4 specification
- Support for cards and tokenised cards
- PSP and IPSP: merchant acquiring, online acquiring and SBP
- Connectivity with multiple processing centres
Processing connections.
Multiple terminal protocols are supported simultaneously. Selection is defined in the SoftPOS configuration; connections are confirmed for the project.
Compass PlusTiTP · TpTpSmartVistaOpenWayTieto3CardF
Contact cards are supported by the payment kernel as a platform component; the SoftPOS smartphone itself accepts cards over NFC. Certification requirements and payment schemes depend on the project configuration.
Deployment and developmentWithin your infrastructure.
Within your infrastructure.
With our team.
From installation and commissioning to support and development for your company's requirements.
Deployment
within your company
We install and commission the solution inside the customer's infrastructure.
- Configuration preparation
- Platform installation
- Connection and workflow testing
Redundancy
of infrastructure
The frontend uses load balancers and the backend uses database clusters.
- Load balancing
- Database clustering
- Distribution across data centres as required
Support
and development
We develop features for the customer's business needs and support the platform after launch.
- Technical maintenance
- Payment workflow development
- Interface and integration adaptation
Needs and environment
Define configuration, connections and infrastructure requirements.
Brand and integrations
Adapt the design and agree interaction with your systems.
Installation and testing
Deploy the solution and test agreed payment workflows.
Support
Support the platform and develop functionality together with you.
LocalisationSpeak the language
Speak the language
of your market.
Seven languages are included. Additional localisation and local payment scheme support are discussed for each project.
RURussianKZKazakhENEnglishDEGermanCSCzechARArabicKOKorean
Product documents
Explore the solution.
Documents from the current SoftPOS product page. We provide the latest revision for your selected configuration during project discussions.
Functional capabilitiesRequest documentation ↗Installation guideRequest documentation ↗User guideRequest documentation ↗
JoinPAY application:RuStore ↗Google Play ↗AppGallery ↗The White Label build is branded for your project.
Questions answeredFrom the delivery model
From the delivery model
to the first payment.
We help define product scope and deployment requirements.
What does White Label mean for this solution?+
SoftPOS, the merchant dashboard and B2C app follow the customer's brand guidelines: colours, fonts and graphics. The solution is deployed inside the company's infrastructure and can be developed further for the project.
What are the smartphone requirements?+
The product page specifies Android 8 or later and NFC. Device, application version and payment workflow compatibility are checked during deployment preparation.
Can our application trigger a payment?+
Yes. Your main app and SoftPOS are installed on the smartphone. The main app invokes SoftPOS payment functions through an API; the payment process and result appear in the main app without opening the SoftPOS interface.
Can we operate without fiscal hardware?+
This depends on your operating model and fiscalisation requirements. SoftPOS supports PRIM 05-F and PRIM 06-F external fiscal printers. The fiscalisation setup is defined separately for each project.
Can the solution run in our infrastructure?+
Yes. MST installs and commissions the solution within the customer's infrastructure. Load balancers serve the frontend and database clusters serve the backend. Redundancy can span multiple data centres when required.
What is included in a specific deployment?+
The foundation includes SoftPOS, the merchant dashboard and B2C app, with the payment kernel, pre-processing and technical services. B2C features, additional payment workflows and integrations are agreed for your project.
How is pricing calculated?+
Pricing is individual. We assess configuration, processing centres, integrations, branding, infrastructure requirements and development scope.
White Label SoftPOS · Discuss your projectLaunch a product.
Launch a product.
With your name.
Tell us about your business model, processing and integrations. We will define configuration, development scope and pricing.
Maxim BornovolokovCEO · MST CompanyThis email address is being protected from spambots. You need JavaScript enabled to view it.+7 (343) 227-98-85 · Ext. 1000
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Product interface
Illustration of the interface from the public product page. Current screens and configuration are available in a demonstration.