Payment acceptance
SoftPOS
Contactless payments on Android: integrate into your app or launch a White Label product.
Discuss connection
Fintech-as-a-Service · JoinPAY platform
Your business.
New possibilities.
Payment and business services for your infrastructure. Connect the functions you need through APIs, bring data together and grow your product with MST.
From payment acceptance to analytics
Fintech-as-a-ServiceAPI integration · For your business needs
Fintech-as-a-ServiceConnect what you need.
Connect what you need.
Build your own product.
Use individual JoinPAY platform capabilities within your product. Start with a specific need: accept payments, connect sales to accounting or access analytics data.
API integrationWithin your infrastructure
Feature developmentFor your workflows
Service selectionChoose and combine
Solution developmentWhen new functionality is needed
Available servicesFrom the first payment.
From the first payment.
To lasting customer relationships.
Payment tools, customer services, inventory and industry solutions. Select a category or explore the full catalogue.
Payment acceptance
Internet acquiring
Website payment forms, invoicing, refunds and transaction monitoring.
Discuss connection
Payment acceptance
Merchant acquiring
Terminal payments, industry-specific workflows and detailed transaction data.
Discuss connection
Payment acceptance
Faster Payments System
Integrate SBP into a website, service or application. Issue invoices payable through SBP.
Discuss connection
Payment acceptance
In-app payments
Bank cards, online payments and SBP within your mobile app's user journey.
Discuss connection
Payment acceptance
Recurring payments
Product and service subscriptions paid through online acquiring or SBP.
Discuss connection
Business services
Loyalty programmes
Bonus programmes and virtual cards to strengthen customer relationships.
Discuss connection
Business services
Chatbots
Customer interaction through a chatbot, with business workflows and integrations with your services.
Discuss connection
Industry solutions
Services for the self-employed
Merchant acquiring, SoftPOS, inventory and loyalty for independent businesses.
Discuss connection
Business services
Payment analytics
Transaction flows, business analytics across your chosen dimensions and big data tools.
Discuss connection
Industry solutions
Transport payments
Cash and cashless fare payment, transaction records and operator services.
Discuss connection
Industry solutions
Travel cards
Issue cards and electronic passes, configure fares and maintain passenger records.
Discuss connection
Industry solutions
In-flight payments
Payments for products and services, with statistics by flight, crew, aircraft and assortment.
Discuss connection
Business services
Inventory management
Sales outlets, product and service catalogues, sales data and exports for your systems.
Discuss connection
Business services
Digital tipping
Website and in-app tips with user and transaction data.
Discuss connection
For different business modelsDifferent industries.
Different industries.
Distinct needs.
We select services and integrations for your operating model, users and infrastructure.
Retail
Banks
Public transport
Airlines
Aggregators and marketplaces
Delivery services
System integrators
Fintech companies
Integrate into your systemMST services.
MST services.
Inside your product.
Connect user journeys, payment processing and business data. Integrate services yourself or involve our team.
Your website
App
Terminals
JoinPAY · APIPayment and business services
↔
Banks and payments
Accounting and catalogue
Data and analytics
During design we define API methods, data scope, system roles and transaction handling. Documentation and connection parameters are supplied for the selected solution.
Why MSTOur own platform.
Our own platform.
Experience with complex integrations.
We develop payment products and can adapt functionality to your project's requirements.
Comprehensive API
Integrate services into customer infrastructure and exchange data with external systems.
In-house development
We develop our platform and adapt the functions needed for your business workflows.
Practical experience
Our team works with payment applications, processing, terminals and industry services.
Resilient infrastructure
Cluster architecture and component redundancy support service operation.
Products that work togetherPayment applications.
Payment applications.
Services. Management.
Fintech services use MST ecosystem products. Components are selected for each project.
JoinPOS
Payment software for terminals
JoinPSP
Pre-processing and service integrations
JoinTMS
Terminal estate management
SoftPOS
White Label payment acceptance on Android
Banking partners and acquiring terms are defined for the selected payment scenario. MST partners
Getting connectedUnderstand the need.
Understand the need.
Connect the solution.
We first define the business outcome, then agree services, terms and integration.
-
01
Understand your business
Goals, user journey, current systems and constraints.
-
02
Select services
Features, integrations and any required development.
-
03
Agree the terms
Scope, responsibilities and connection process.
-
04
Support integration
API, workflow testing and selected service launch.
Questions answeredDiscuss the essentials.
Discuss the essentials.
Before launch.
Can we connect just one service?+
Yes. Fintech-as-a-Service lets you start with one function, such as online payments, SoftPOS, subscriptions or payment analytics. Terms and dependencies are defined for the selected service.
Who handles API integration?+
Your developers can integrate using the supplied documentation. Our team can also assist with design and development when needed.
Can a service be adapted to our workflow?+
Yes. We discuss the necessary functions and integrations, then define the development scope and verification process after discovery.
Is there one tariff for all services?+
Terms depend on features, payment workflows, integrations and project scope. We prepare a proposal once we understand your needs.
Start with your challengeWhat capability
What capability
will we add to your business?
Select a service or tell us about your needs. We will propose features and an integration approach for your infrastructure.
- Business model and user journey
- Required payment methods and data
- Current systems and integration requirements
Solution scope, timelines and terms are agreed for your project.
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